LIFESYTLE FINANCIAL CONCEPTS ORDER FORM

PURCHASER INFORMATION

Last Name __________________________First Name ___________________M.I .____________

Social Security #, Business #, or Trust #______________________________________________

Street Address __________________________________________________________________

City__________________State/Territory_______________Country____________Zip ________

Daytime Phone__________________________ Evening Phone____________________________

Fax Number ____________________________ Email Address ____________________________

REFERRING ASSOCIATE INFORMATION

American Dream Manifesters' Educare Cooperatives

Trustee - Darlene Sartore

Lifestyle Financial Concepts Identification Number 52-57062074-9

Daytime Phone 812-779-3616… FAX: 812-779-3617

Attach Voided Check Here

Bank Routing #___________________________Account #______________________________

Fraction #_______________________________Check #________________________________

Write in "Yes" or "No" on each line to authorize the following:

____Please draft a check on my account in the amount of $320 for a one time purchase of the "Financial Freedom Package"

____Please draft a check on my account each month in the amount of $15.00 for the monthly publication "Facts, Figures and a Little Common Sense"

I hereby authorize this purchase and state that I have read and agree to terms and conditions of this agreement.

Signature______________________________________________________________________

Send by E-mail or mail Educare Co-op - P.O. Box 388 - Princeton, IN 47670 (USA)

Lifestyle Financial Concepts Terms and Conditions

Referring Associate Requirements: All associates must be at least 18 years of age and capable of entering a legal binding contract.

Referring Associate Rights and Responsibilities: By purchasing the Lifestyle Financial Freedom Package I understand that I am receiving fair market value for all products ordered, even if I do not qualify for monetary awards. I also understand that I must refer two other people who purchase the Lifestyle Financial Freedom Package and have my first four levels filled with the same in order to qualify for any commissions, monetary awards or incentives. I also understand that it is my responsibility to generate business for myself and that I can not receive any commissions, monetary awards or incentives without personal effort and production. I further understand that in order to be eligible for commissions, monetary awards or incentives I must have at least $20 of Personal Sales Volume in that particular month.

Independent Contractor: I understand that upon acceptance of this application by Lifestyle Financial Concepts, I will be an independent contractor responsible for my own business development. I am not an agent, employee, or legal representative of Lifestyle Financial Concepts or of any of the companies whose products Lifestyle Financial Concepts sells. I agree that I am solely responsible for all necessary legal filings and business practices, as well as the declaration and payment of any and all taxes that may accrue because of my activities as an Associate in connection with this Agreement.

Independent Company: I understand that Lifestyle Financial Concepts is in no way related to Liberty International or any other companies not specifically stated in this agreement.

Billing Matters: I understand that there is a $3.00 administrative charge for each check issued. That no checks will be issued until the amount of commissions, monetary awards or incentives is in excess of $10.00. I also understand that there is a minimum charge of $20 for any NSF checks.

Returns: I understand that I have five days from the day I receive my initial purchase to return all of the materials, in new condition, for a full refund less a 10% restocking charge. There are no refunds for the monthly publication "Facts, Figures and a Little Common Sense!" However you can stop your subscription at anytime. Request must be received in writing by the 20th of the preceding month to the next publication.

Policy, Rate Changes: I agree that Lifestyle Financial Concepts may, from time to time without notice to me, change the compensation plan, rules and regulations for the program or policies and procedures, and if I agree to remain in the program, I agree to abide by those changes.

Cross Sponsoring: I understand that cross-sponsoring is prohibited by Lifestyle Financial Concepts as an unethical practice and may result in termination of this agreement and my position as an associate. I also understand that this action could result in other legal action by Lifestyle Financial Concepts or other associates. I understand that the person that personally refers me to LFC will be the sponsor listed on my Trust Voucher.

Confidentiality Agreement: I understand that the Lifestyle Financial Concepts marketing plan, genealogy reports, associate lists and official literature are proprietary information. I hereby agree not to disclose, directly or indirectly, any of the confidential or proprietary information for any reason other than for explicit purpose of promoting Lifestyle Financial Concepts. I further agree that this clause shall survive the expiration or termination of this Agreement.

Entire Agreement: I understand that this entire agreement, as well as the Lifestyle Financial Concepts Policies and Procedures, which are incorporated herein as if fully set forth, constitute the entire agreement between the parties, and no other additional promises, guarantees, representations or agreements shall be valid unless in writing and signed by an authorized agent of Lifestyle Financial Concepts.

Name_________________________Signature____________________________Date____________

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